How do I have same-day, anytime access?

It's your cash and there is no reason you have to wait for it ever again. We designed our solution to operate as if it remains exactly where you put it - in your bank. A transfer initiated before 2 PM ET is eligible for the same-day ACH settlement, no fees being incurred. Additionally, domestic wire transfers initiated before 3 PM ET typically settle within hours, but wires carry a standard fee, making ACH transfers the best bet.